Category Archives: Florida Boat Insurance

It Is Always Smooth Sailing With Florida Boat Insurance.

You might assume your homeowners’ policy would cover any damage to your boat. Think again. Most homeowners’ policies cover less than $1,500 in damage to a vessel. Some policies don’t cover watercraft at all. Your best bet is to get a Florida boat insurance policy to cover any watercraft damage on and off the water.  

What Does Policy Protect

A boat policy protects your watercraft from various incidents. These incidents include sinking, accidents, collisions, and vandalism. Boat insurance in Florida generally covers physical damage to machinery, furnishings, hull, sails, and even boat trailers. A good policy will cover onboard equipment such as sonar, depth gauges, and fish finders. In addition, you can get specialized coverage for everything from a yacht to a jet ski.

Like auto insurance, you can add additional coverage against uninsured boaters. Uninsured boat insurance covers damage to another boat or dock and personal property. Additionally, you can get bodily injury insurance to cover injuries or death due to negligence. In addition, you can add coverage for fishing equipment and towing whether you are stranded offshore or your trailer breaks off the interstate.

Finding The Best Rates

Once you’ve decided to insure your watercraft, finding a policy at a suitable price has become incredibly easy. Like the Florida auto insurance market, Florida boat insurers have taken to the web with various sites. Each company has a boat policy section. In addition, many of the same players in the Florida auto insurance game, such as GEICO, State Farm, and Progressive, also offer watercraft policies. Florida Insurance Quotes provide rates for several carriers at once. You enter the type of watercraft you’re insuring, year of purchase, estimated value, and policy type you are looking for, and a list of results is displayed. You can then click each result for further information and a link to the carrier’s site to sign up for a policy. Furthermore, you can have a policy before you power down your computer.

Protect Your Boat

Your watercraft serves many purposes. It’s a vehicle for family fun and weekend adventure. It’s where you and your buddies hit the open water, searching for that elusive catch. For some, it’s even a source of income. Whatever purpose your boat serves, you should protect it just as you protect your home and car. A Florida boat insurance policy from gives you peace of mind. With Florida Insurance Quotes, you know that Florida boat insurance will protect you, whatever may happen on or off the water. So take the worry away and focus on what’s essential—cruising the open water with your family and friends.